Terms and Conditions
Terms and Conditions Terms and Conditions for ExploreIns.com 1. Introduction ExploreIns.com is a travel insurance brokerage service. We facilitate connections to insurance companies but do not sell insurance directly. We offer advice on insurance needs and are licensed to do so in Ontario, Canada, and California, USA. 2. Services Provided Brokerage: We connect you with Manulife in Canada and Travelex in the United States for travel insurance. Advice: We provide guidance on insurance needs based on your requirements. Claim Assistance: We can help you start your claim. However, your travel insurance claim is with the travel insurance company from which you purchased the policy. The claim process will be stated on the confirmation of insurance document you received from the company upon purchase. 3. Licensing ExploreIns.com is licensed to provide travel insurance advice in Ontario, Canada, and California, USA. 4. Limitations No Direct Sales: We do not sell insurance policies directly. Purchases must be made through the insurance companies' websites. Advice Only: Our role is limited to advising and facilitating the connection to insurance providers. Claims Process: The travel insurance company you purchased from handles all claims. We can assist in starting your claim, but the process details are provided by the insurance company. 5. Privacy and Security Data Storage: We do not store your personal information on our networks. Payment Processing: We do not process credit card transactions. 6. Contact Us For any questions before purchasing insurance, please reach out to us via email or phone. We are here to assist you with any queries regarding your travel insurance needs. 7. Disclaimers Responsibility: ExploreIns.com is not responsible for the insurance policies, coverage, or claims. All transactions and claims are handled by the respective insurance companies. Accuracy: While we strive to provide accurate advice, we recommend verifying all details with the insurance provider. 8. Governing Law These terms and conditions are governed by the laws of Ontario, Canada, and California, USA. 9. Modifications ExploreIns.com reserves the right to modify these terms and conditions at any time. Please review them regularly. By using ExploreIns.com, you agree to these terms and conditions. For further assistance, please contact us.